Protective Life Insurance Company, an 
"A+" rated carrier, has been in business for over 100 years and Protective Asset Protection Division has been providing a suite of F&I products and solutions focused on enhancing profitability and customer satisfaction for franchise and independent automobile dealerships as well as marine, powersports and recreational vehicle dealers for almost 50 years.
In addition to offering a wide range of service coverage plans for new and pre-owned vehicles, they also offer a limited warranty program, maintenance programs, GAP, credit life and credit disability insurance to over 8,000 dealers throughout the Unites States and Canada and have paid out over 129 MILLION in Dealer Participation Programs!
Cal-Tex is the manufacturer of the top selling interior/exterior protectant in New England - ResistAll®. Unlike other paint & fabric providers, ResistAll® doesn't require the dealer to pre-pay for product thus tying up working capital and space in the parts department, the product is shipped directly to the dealership's reconditioning department and the dealership remits on a monthly basis only after the product has been sold and paid for by the customer. Featuring the best point of purchase materials in the industry with the dealership's name and a picture of the most popular make/model vehicle all at no charge to the dealer makes them a great advertising partner while the product's renewability for life creates an additional profit center within the dealership.
Classic is a proprietary-labeled product line marketed through Norman & Company, Inc. via its Independent Agent network. The Classic product line was developed in 1994. The Classic logo was originally established for a proprietary GAP waiver product but then was expanded into a full product line.
Rated the #1 stolen vehicle tracking service in North America, GuidePoint™ is a complete system that integrates global positioning satellites (GPS), advanced wireless technology, the Internet and 24/7/365 response centers to provide stolen vehicle recovery, driver safety & convenience, vehicle tracking and fleet management services.
VentureShield® is a practically indestructible 8 mil thick optically clear, urethane film that provides protection for vehicles from small rocks and road debris that could chip or damage the paint on the front of the vehicle. Guaranteed for life against fading, cracking and orange peel it offers superior protection on all painted surfaces, ranging from motor vehicles, to RV's, motorcycles, boats and trucks and is now the OEM provider for Mercedes-Benz, Porsche and VW.
In the 21st century there is little doubt that menu selling is the optimal way to present customers with all of their product and payment options, maximizing product sales and profitability, improving legal compliance and increasing customer satisfaction with the F&I process. MenuVantage, which is a truly customizable web-based menu system featuring bi-directional integration with major dealer management systems (DMS) is designed to facilitate the process and incorporate advanced selling and tracking tools as well.
US Equity Advantage has become the industry leader in the automated bi-weekly processing of vehicle loans. By leveraging their relationships with MenuVantage and Wachovia, N.A., USEA is now active in more than 1000 dealerships nationwide including two of the major public auto groups. USEA analysis has shown that dealerships that utilize the Equity Advantage Program sell approximately 80% more F&I Product on bi-weekly deals as opposed to standard retail deals.
